atal pension yojana 2022,atal pension yojana online apply


Atal Pension yojana: Planning is very important. atal pension yojana online apply, If you are also thinking of investing in a secure place to protect your retirement plan, read this news for sure. Today we are telling you about the government's (Atal Pension Yojana-APY), in which husband and wife can get a pension of Rs 5,000 per month by opening separate accounts. There are many other benefits of this scheme. Let's know about it. Read the official information.

What is Atal Pension yojana?

Atal Pension yojana is a government scheme in which the investment made by you depends on your age. Under this scheme you can get monthly pension of minimum Rs 1,000, Rs 2,000, Rs 3,000, Rs 4,000 and maximum Rs 5,000. This is a safe and good investment.

Who can invest?

Atal Pension Yojana was launched in the year 2015 by Govt. At that time it was launched for people working in the unorganized sector, but now any Indian citizen between the ages of 18 and 40 can invest in the scheme. In this scheme, the depositors start getting pension after 60 years.

Benefits of Atal Pension Scheme

  • Income security during old age.
  • The objective of this scheme is to invest for voluntary retirement.
  • Will be concentrated for unorganized sector workers.
  • Implementation will be from 01-06-2015.
  • Eligibility: Minimum age will be 18 years and maximum age limit will be 40 years.
  • The administration will be done by the Pension Fund Regulatory and Development Authority (PFRDA).
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Eligibility of Beneficiary of Atal Pension Scheme:
  1. Atal Pension Yojana (APY) is for all Indian citizens between the ages of 18 to 40 years. To avail this scheme, each individual has to pay the amount prescribed by the government for at least 20 years. Any bank holder who is not a member of any such social security scheme can avail the benefit of this scheme.
  2. For a monthly pension of Rs.1000/- to Rs.5000/-, the beneficiary will have to pay an age-based contribution of Rs.42/- to Rs.291/-.
  3. The level of contribution will be related to the age of the individual. A person who joins at a young age will contribute less and at an older age will be more.

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